Self-Certification & Non Status 

Self Certification  Self Certification is used when it is difficult to prove your exact income on paper. Our specialist team have mortgages even if you can"t prove your income.

We specialise in helping a wide variety of people who are unable to gain a mortgage or re-mortgage their existing home with a high street lender.
Even if you have:

• County Court Judgements. (CCJ’s).
• Poor credit rating.
• Employed or Self employed and no proof of income.
• Mortgage Arrears.
• Self employed with no accounts.
• Discharged Bankrupt.
• Repossessions.
• Payment defaults.
• IVA’s.
• Unusually Constructed properties, including concrete, prefabricated and or ex council flats.

In these circumstances you will need the services of a specialist mortgage and re-mortgage provider like Enable Finance. Our lending and underwriting specialists are able to consider the most complex credit problems, enabling you to release the equity built up in your home.
We can offer:

• 4 or 5 times joint income.
• Repayments from 5 to 30 years.
• No upper age limit.
• Interest only or capital repayment plans.
• Company owned mortgages.
• UK offshore residents considered.
• Redundancy / Sickness insurance avilable.

Whatever your reasons for wanting to re-mortgage your existing property we’re here to help not judge. Whether it is for home improvements, consolidating debts or buying a new car. We have a large range of specialist lenders with a selection of financial schemes to suit your needs.